With an annual income between $40,000 and $80,000, you have quite a few financial responsibilities. As a chiropractor, your earnings go to support your family’s financial obligations, of course, but also to support your office’s growth and success. What would happen to those if you were unable to work due to an injury or illness? There’s good news – chiropractor disability insurance can help offset that risk.
Do You Need Disability Insurance?
Do you really need chiropractor disability insurance? As a medical professional, you know the importance of keeping yourself healthy and in good shape, so wouldn’t that mitigate your risk of being disabled? To some extent, yes, but you cannot eliminate all risks. For instance, what if you’re injured while trimming your yard? What if you are diagnosed with heart disease despite your best efforts? What if you’re injured while on vacation? Your medical insurance will pay for your treatment, medications and the rest, but what about the time you’re forced to miss from work?
Chiropractor disability insurance is the perfect solution for this need. It is designed to provide you with financial protection in the event that you’re forced to be out of work for a period of time. After you’ve missed a specified amount of work, your disability insurance will begin paying you a percentage of your monthly income. That money can be used to support your family, or it can be used to ensure your office has the funds needed to continue operating. Every insurance policy has different provisions and you need to make sure you understand all of them.
Finding the right chiropractor disability insurance provider is one of the more difficult steps. We can help here. We have years of experience in helping medical professionals just like you compare your options in insurers and disability insurance policies, and find the right combination of coverage and cost.
Ready to learn more or to get the process started? Contact us today at 1-877-221-6198 to learn more, or you can use the contact form located on this page.
