Pest control is a vital consideration for homes and businesses across the country. As an exterminator, you likely earn a reliable living, bringing home somewhere between $20,000 and $45,000 per year for your pest control efforts. From that, you must pay for everything you need, ranging from your mortgage and car loan payments to your utility bills and recreation-related costs.
What would happen to your ability to meet those financial obligations if you were forced out of work for several weeks, or even longer? Exterminators disability insurance can help to mitigate that situation.
How Prevalent Are Disabilities?
Most Americans don’t realize it, but disabilities are very prevalent today. In fact, up to one-third of all workers in the US will be disabled before they reach the age of retirement. The reality is that you have a 21% chance of experiencing a disability that lasts for at least three weeks before you turn 65 if you’re near 40 years of age right now.
That risk is based on nothing but your physical age. Now, consider things like genetic predisposition, lifestyle factors, and other risks, and you begin to realize just how likely it is that you’ll experience a disability at some point in your working life. Investing in exterminators disability insurance now can prevent heartache down the road.
Understanding the Process behind Disability Insurance
Exterminators disability insurance isn’t that hard to understand. If you experience a qualifying disability and miss a minimum amount of time at work, your insurer will pay you a preset amount based on your average monthly income. That money can be used for anything you need. However, there are challenges here.
The most significant challenge is finding the right insurer and the right disability insurance policy. Terms, covered items, payout amounts and many other factors can vary dramatically from one insurer to another. We make it simple to compare disability insurance rates and other factors on a side-by-side basis. We invite you to get in touch with us today by calling 1-877-221-6198 or by using the form on the right side of this page.