Whether you specialize in serving corporate customers or in cleaning residential homes, a career as a professional carpet cleaner can be quite rewarding. In addition to working with existing cleaning companies, you have the opportunity to start your own carpet cleaning company. Depending on your specific situation, you will earn between $25,000 and $79,000 per year.
That salary will be responsible for ensuring that you can meet your financial obligations. Those range from things like mortgage or rent payments to car loan payments, utility bills and more. If you own the business, you’ll have additional costs, such as licensing, truck and equipment purchases and maintenance, and more.
The problem is that meeting those obligations if you are disabled and unable to work for a time can be impossible. Carpet cleaner disability insurance makes sure this does not occur for you.
Charting a Course Toward Insurance
As a working American, there is a roughly one in three chance that you will experience a disability between the time you begin working and the time you retire. If you’re at or near the age of 40, there’s a 21% chance that you’ll experience a disability before you reach 65. Those are not good odds, and you should not gamble with your financial stability. Carpet cleaner disability insurance ensures that you have a safety net.
If you have a carpet cleaner disability insurance policy in place and become disabled, you will begin receiving payments from your insurer after you miss a specific amount of time on the job. These payments are based on your actual income, and can be used to make your mortgage payment, to keep your business running, and for anything else you need.
Where most professionals run into trouble is trying to find the right policy for their needs. Each insurer is different, and it can be difficult to compare your options. We simplify things. We’ll provide you with quotes from the top-rated US insurance companies, and help you compare disability insurance rates, coverage areas, disability definitions, and everything else you need to make an informed decision.
If you’re ready to move forward, we invite you to call us today. Dial 1-877-221-6198. You can also use the form on this page to request a free, no-obligation quote.