According to the Centers for Disease Control and Prevention, In the United States alone, more than 600,000 citizens die of heart disease on an annual basis. Also, more than 700,000 people suffer from heart attacks annually. These statistics tell us that short term insurance policies don’t provide coverage for the lost income after a person suffers a heart attack and can’t work for weeks, months or even years. This is where getting a long term disability insurance quote can help a lot.
Without any doubt, people can’t continue to work when they have a severe heart attack. What happens is that heart attacks may cause damage to your heart muscles. As a result, the damaged part of your heart develops scar tissues, which makes your heart weaker. You experience several symptoms like chest pain, fatigue and shortness of breath on a daily basis.
Also, having a heart attack may increase your likelihood of having another heart attack. In the US, three out of ten people with heart attack suffer another heart attack a few years later. Therefore, people with heart disease should avoid stress as much as possible.
If you have become a heart attack victim, you can’t get back to your work for years to come. The reason is that people with heart disease can’t work long hours or engage in jobs that require a lot of focus or energy. So, it makes sense to apply for a long term disability insurance quote.
You may experience a lot of financial problems after a heart attack. Therefore, you may have to get a long term disability insurance quote.
In short, getting a long term disability insurance quote beofre a heart attack is a must. Therefore, you should look for a good provider and ask for a quote. Before you make a choice, don’t forget to read the specifics of your policy as each policy may have different specifics.