If you are an otolaryngologist, your income helps pay for a significant amount of your family’s monthly financial obligations. It also supports your medical practice, in all likelihood. Losing that income due to a disability could spell disaster, so investing in otolaryngologist disability insurance makes a great deal of sense.
Do You Really Need Disability Insurance?
Not convinced that you actually need to protect your quality of life and financial stability with otolaryngologist disability insurance? Think of this – what happens if you’re injured and forced to be out of work for weeks or even months? You probably earn between $115,000 and $400,000 per year. Where will you find the income to make your mortgage payments? Your school loans? Your children’s tuition? Your practice’s expenses?
You might assume that your health insurance will help, or that your auto insurance will pay out if you’re injured in a car accident. The truth is that while both of these can help to pay for medical bills, treatment, physical therapy, medication and the like, they do nothing about meeting your ongoing financial obligations if you are out of work and unable to earn an income.
The Likelihood of a Disability
You might think that you have almost no chance of experiencing a disability. Most of us don’t really like to contemplate that sort of thing, and we weigh the scale in our favor. The truth is that you have at least a 21% chance of experiencing a disability that lasts three weeks or longer by the time you turn 65 if you’re around 40 years of age right now.
Finding Otolaryngologist Disability Insurance
It can be difficult to find the protection you need, but we can help. With our assistance, you can compare quotes and coverage options from top-ranked insurers across the United States. Our goal is to ensure that you’re able to make an informed decision and obtain the insurance you need for peace of mind. To start the process, call us today at 1-877-221-6198 or use the form on this page.