Why Your Income Matters
Appliance repairman disability insurance quotes provide you with the means to protect your income while ensuring the best coverage for your needs. As an appliance repairman, you provide a vital service for your customers. In return, you earn anywhere from $26,000 to $58,000 per year. That money goes to support your business, but it also pays for your family’s home, your cars, and your utility bills. Meeting those obligations would be impossible if you were injured or ill and unable to work.
Regular Costs Won’t Subside If You’re Disabled
Even if you’re unable to go to work, you’ll need to pay for your rent or your house payments, you’ll have to pay for your vehicles as well as for your utilities and all other costs. In addition, you may also have licensure requirements, ongoing training, or even business-related costs.
Any lapse in income could mean meeting those obligations is difficult or even impossible. Disability insurance can help to offset those challenges. It will give you a monthly compensation that is designed to replace a percentage of your lost income if you are unable to work.
Benefiting from Disability Insurance
It’s important to understand the important role that disability insurance plays – it’s designed to provide you with financial coverage should you find yourself out of work due to an injury or illness, and unable to pay your bills.
When you compare appliance repairman disability insurance quotes, you have the chance to determine which policy is the best for your needs. Do you really need disability insurance, though? Actually, you do. Too many Americans realize that after the fact, and find themselves with no way to protect their income.
Are You At Risk Of A Disability?
Most of us don’t think we’ll be struck by a disability. Sadly, that’s often not the case. In fact, if you’re age 40 or older, there’s a one in five chance that by the time you’re 65, you’ll have experienced at least one disability lasting a minimum of three weeks.
You also face a wide range of threats to your ability to work. A simple slip and fall when walking down your front steps could lead to weeks out of work while you recover. That’s not to mention the time lost from work due to heart disease, back pain, effects of diabetes, or even cancer. Ultimately, one-third of Americans will face the prospect of disability at some point in their career. Those aren’t odds to gamble with, nor is your family’s financial future something to leave to chance.
Other Insurance Types Won’t Protect You
You might assume that your health insurance will help, or that your auto insurance will pay out if you’re injured in a car accident. The truth is that while both of these can help to pay for medical bills, treatment, physical therapy, medication, and the like, they do nothing about meeting your ongoing financial obligations if you are out of work and unable to earn an income.
How It Works
Once you compare appliance repairman disability insurance quotes and choose the policy that fits your needs, you’ll work as usual. When you experience a qualifying disability, your insurer will pay you based on your average annual income. That money can then be used to pay your bills, whether they’re personal or business-related. Obviously, that offers peace of mind and security.
Why You Need To Compare Quotes
The problem is that not all companies or insurance policies are the same. Thus, you need to make an informed comparison. You need to look at more than just the costs, though. You need to compare many things when purchasing disability insurance. The cost of the policy is one of those, but you also need to consider others, such as the reputation of the insurer, the definition of disability the insurer follows, and more.
We give you the ability to compare every detail of the policies offered by top-rated national insurance companies so you can make the best decision for your specific needs.
What We Do For You
We can help you find the coverage you need to ensure your financial stability and peace of mind. With our help, you can:
- Review rates from the leading providers of individual disability insurance
- We quote all the major disability insurance carriers, so you’ll have many quotes to compare to ensure that you’re getting the best possible coverage, at a rate that’s right for you.
- We’ll help you learn more about the disability insurance options available to protect your income to ensure that you get the peace of mind and financial stability that you deserve.
Buy a Disability Insurance Policy While You’re Young
Disability insurance policies are priced based on the risk of you filing an insurance claim. The higher your risk for filing a claim, the more you’ll pay. One of the primary factors that contribute to higher risk is age. Statistics show that the older you are the more likely you to become disabled. Therefore, you can save money in the long-term by purchasing coverage today. Each year you age is more money you’ll be paying out each month or year in premiums.
We Will Guide You
In one survey, 45% of people who have disability insurance didn’t even know what their policy’s definition of disability is. More than 50% didn’t know what percentage of their salary they would receive if they were injured and almost 70% said they postponed buying coverage so they could further study their options.
Our goal is to ensure that you’re able to make an informed decision and obtain the insurance you need for peace of mind. We will work with you to make sure you are involved in every step of the process and understand everything about your disability insurance policy before signing your name on the dotted line.
Ready to get started with your appliance repairman disability insurance? Get in touch with us today – call 1-877-221-6198 or use the form on the right side of this page.