The Case For Bookkeepers Disability Insurance
Working as a bookkeeper can be very rewarding. You might choose to work in the accounting department of a large company. You could work with a small, local firm. You could even decide to open your own bookkeeping service if you like.
Depending on your choices, you’ll earn a salary that ranges from $20,000 per year to $50,000 per year. Out of that salary, you’ll need to cover expenses like your mortgage and your auto loans. You’ll have utility bills to pay, HOA fees, credit card debt, and more. If you own your own business, you’ll have additional costs to cover.
Upholding those financial obligations requires that you have a reliable stream of income. That’s possible only as long as you can work uninterrupted. If you become disabled, you lose that, though. Bookkeepers disability insurance will help.
Why You Need Bookkeepers Disability Insurance
Are you not sold on the idea of buying yet more insurance? While you have health insurance, life insurance, auto insurance, and other products, not one of those is designed to provide you with any sort of benefit if you become disabled and unable to work.
Yes, your health insurance will pay for hospitalization and medication, doctor bills, and the rest. Your auto insurance will pay out if you’re involved in an accident. However, none of those products will do what bookkeepers disability insurance can do, which is to provide you with a stream of income based on your annual earnings if you become disabled and cannot work.
Who Needs Disability Insurance
Disability insurance is a vital asset to have in your life, regardless of your profession or income size. However, having bookkeepers disability insurance is that much more important if:
● You’re the breadwinner of the family
● You have a debt to pay off
● Your employer doesn’t provide any or provides only limited coverage
● You’re self-employed
Getting disability insurance can help you offset some of the risks your job carries. It will protect your financial stability and give you a source of income if you’re unable to produce one yourself.
Finding The Disability Insurance You Need
The challenge with disability insurance is to find the right insurer and the right policy for your needs. Injuries can happen any time, now or in 10 years, so it’s crucial to have an insurer that has the financial stability and power to weather severe economic effects.
There are many insurance companies out there, so it can be confusing to settle for the right provider, but we can help here. We specialize in supporting professionals like you find the right bookkeepers disability insurance policy to fit your unique needs. When you work with us, you will be involved in every step of the process to make sure you understand everything and are completely happy with what is offered to you.
Buy a Disability Insurance Policy While You’re Young
The premiums you pay for your insurance policy depend on the risk of a disability happening to you – the higher the risk, the higher the premium of your insurance policy will be. One of the primary factors that contribute to being marked as a higher risk person is your age. Statistics show that the probability of you being disabled increases with age, which means that the later you get your disability insurance, the higher the premiums will be. You can save money in the long-term by purchasing coverage today. Each year you age is more money you’ll be paying out each month or year in premiums.
What You Get Working With Us
Review rates from top disability insurance companies.
Our goal is to ensure you can easily compare disability insurance options, and decide which product is best suited for your specific needs and goals. Our online disability insurance system offers a wide range of benefits and advantages.
Personal service from an experienced insurance agent.
You’ll find that the rates offered on disability insurance policies rarely vary, no matter which insurance company provides the quote. What does vary is the level of customer service you receive. In fact, many online services simply send your name to their shortlist of insurance agents and then return those results to you.
You’ll work directly with seasoned professionals.
We strive to deliver completely customized service to each and every person who requests a disability insurance quote. You work directly with our team of seasoned, experienced professionals, each of whom is dedicated to providing you with the utmost in service.
Will Disability Happen To You?
Will you become disabled, though? While it’s hoped that you will not, statistics work against, you and there’s a good chance that you will.
If you’re near 40 years old right now, you actually have a one in five chance of being disabled for at least three weeks before you reach 65. In fact, one in three Americans will become disabled before they can retire. If you find yourself among their ranks, you will need the protection offered by bookkeepers disability insurance. Don’t gamble on your future and financial wellbeing and get your quote today.
Are you ready to take the next step? You can reach us at 1-877-221-6198. You can also use the form on this page to obtain a free quote if you prefer.