As a butcher, you might work for a local grocery store. You could work in an area butcher shop or meat processing plant. You could even start your own local butcher shop and supply restaurants and consumers in your area. Depending on your choices and career path, you will earn somewhere between $16,000 and $60,000 per year.
The income you earn is crucial to meet your personal and family expenses. You need to be able to pay your mortgage payment each month. You need to pay your car payments, and more. You may also have business-related expenses, ranging from the cost of new equipment and tools to paying employees.
How will you meet those obligations if you are unable to work due to a disability? If you have butcher disability insurance, you can enjoy peace of mind about your financial stability.
Who Needs Disability Insurance
Disability insurance is a vital asset to have in your life, regardless of your profession or income size. However, having disability insurance is that much more valuable if:
- You’re the breadwinner of the family
- You have a debt to pay off
- Your employer doesn’t provide any or provides only limited coverage
- You’re self-employed
Getting disability insurance can help you offset some of the risks your job carries. It will protect your financial stability and give you a source of income if you’re unable to produce one yourself.
Why Do You Need Insurance?
Why should you invest in a butcher disability insurance policy? It’s all part of smart planning to protect your future and your financial stability. Understand that disabilities can strike anyone, at any time. Illnesses like cancer, diabetes, and heart disease are the leading causes of disability in the US. Still, there are others, including injuries outside the workplace, that could leave you unable to work for weeks or even months. Disability insurance allows you to protect yourself and your family.
Finding the right butcher disability insurance policy for your specific needs can be daunting, though. There’s no one-size-fits-all solution here, so you’ll have to compare different insurers, different insurance policies, and various coverage amounts to your needs to find the right fit. We can help you do that – we’ll provide you with quotes from top-rated US insurers, explain your options in terms of disability definitions, coverage amounts, disability rates, and more. Our sole goal is to support you in making an informed, accurate decision and finding the best possible insurance protection for your needs.
Your Job Affects Your Rates
As a butcher, your most valuable asset is your arms. If you injure any of them at any part, you won’t be able to keep working and producing a profit, at least not in your current working field. This is a concerning fact to think about considering more than half of the broken bones in adults in the US happen to arms, your source of income. You have to be prepared and protect your income, and this can be done only through disability insurance.
Your job also carries risks other positions may not. You’re handling sharp knives and probably work with hard, frozen meats all the time, which just adds to the risk of you being injured. This is not something to take lightly. Buy a butcher disability insurance today and protect your income during future disabilities.
Why You Need Us
It’s not as simple as choosing the first policy you encounter. You need to make an accurate comparison and an informed decision between different insurance companies. This is because insurers, insurance coverage, disability rates, and even covered items can vary dramatically.
When you compare quotes from disability insurance companies, consider things like the stated minimum and maximum benefit percentage, the optional coverage items, and even the company’s reputation for customer service.
That’s where we can help. We specialize in helping you compare disability rates and covered items, disability definitions and durations, and other essential criteria. Our goal is to ensure that you’re able to make an informed decision and find the peace of mind you need.
Buy a Disability Insurance Policy While You’re Young
The price of your butcher disability insurance policy depends on the risk of you filing an insurance claim, and one of the main factors that contribute to being considered as a higher risk client is your age. Statistics show that the older you are, the more likely you are to become disabled, so the premiums you will pay get higher as time goes on.
You can buy disability insurance today and save money in the long-term because each year you age is more money you’ll be paying out in premiums. Call us today to schedule a meeting and pay a lower rate than you would pay tomorrow and later on.
Look for Unisex Rates
In general, women pay higher disability insurance rates than men. Additionally, a recent study has shown that women are more likely than men to develop a disability that prevents them from being able to work full time. Rheumatism and arthritis are the most common disabilities women encounter, followed by cancer, heart disease, mental health, and diabetes.
Women have also reported that experiencing a disability would be “somewhat devastating” to their family’s finances. Many of the participants in the study said they worry that their cash reserves would last less than a month if they couldn’t work.
Will Disability Happen To You?
Will you become disabled, though? While it’s hoped that you will not, there’s a good chance that you will. If you’re near 40 years old right now, you have a one in five chance of being disabled for at least three weeks before you reach 65. In fact, one in three Americans will become disabled before they can retire. If you find yourself among their ranks, you need the protection offered by your butcher disability insurance. Don’t gamble on your future and financial wellbeing.
Get in touch with us today by calling 1-877-221-6198 or by using the form on the right of this page.