Buyer Disability Insurance
Your Buyer Disability Insurance Matters
As a buyer for a company, you’re responsible for sourcing the merchandise and products you ultimately sell to your customers. That’s a big responsibility. In return for your expertise, you earn an income that can range from $30,000 to $70,000 per year.
Of course, that income is a big part of meeting your family’s financial commitments. You have to pay your mortgage payment every month. You likely have two or more car payments. You have health insurance payments, tuition payments for your children, credit card debt, and more.
As long as you are able to work, you can meet those obligations. However, if you’re not able to work because of a disability, your situation will change dramatically. Buyer disability insurance can ensure that you do not find yourself in this situation.
Why You Need Disability Insurance
If you were to become disabled and unable to work, there wouldn’t be a source of income that will support your current lifestyle. There will also be a ton of medical bills to cover, surgeries, doctor’s appointments, and rehabilitation costs. Because of this, you may suffer significant financial loss, something that will take years to recover from. Disability insurance is here to help you with that.
A buyer disability insurance will help you mitigate this risk. If you experience a disability that prevents you from working while you have an active buyer disability insurance policy, you will start receiving regular monthly benefits from it. You can use these benefits to cover your regular monthly expenses, rent, utilities, fund your hobbies, anything you want.
You are Always At a Risk of a Disability
How do you benefit from buyer disability insurance? First, understand that there is a significant chance that you’ll experience a disability before you retire – one-third of all working Americans will, in fact. What’s more, it’s likely that this disability will be related to a medical condition like cancer or heart disease, rather than a physical injury.
If you find yourself too sick to work, how will you make your house payment? How will you pay your utility bills? How will you pay your car payment? Buyer disability insurance will help you do that.
How Buyer Disability Insurance Helps
When you purchase a disability insurance policy and then experience a qualifying disability, your insurer will begin paying you based on your average annual income. You can use that money to stay afloat and pay your bills until you are well enough to return to work.
Of course, not all buyer disability insurance policies are the same. You need to choose not only the right insurer but the right policy and the right benefit amount. Not sure how to do that? We can help. We give you quotes from all the major US insurers, and can also provide you with advice and guidance to help you define your needs and then choose a policy that meets them.
What Can We Help You Do?
When you turn to us for help with disability insurance, we go to work immediately. We have years of experience in this area and skilled professionals working tirelessly, so we can quickly help you find the coverage you need to ensure your financial stability. With us, you can:
- Be able to review rates from some of the leading providers of individual disability insurance.
- Get quotes from all major insurers in the US that currently offer insurance products in your specific geographic area.
- Learn more about your options when it comes to individual disability insurance and how it can benefit you in the event that you’re injured and unable to work.
Take Your Disability Insurance With You
One of the advantages of individual disability insurance is that it doesn’t depend on your employer. It’s tied to you and yourself only (or the policyholder), so even if you switch companies, you will still have your disability insurance policy. This is not the case with some other types of insurance policies that are connected to your employment. Once you stop being an employee in the initial place where you got your disability insurance, you lose your insurance, but this will not happen with your individual disability insurance.
Buy a Disability Insurance Policy While You’re Young
Disability insurance policies are priced based on the risk of you filing an insurance claim. The higher your risk for filing a claim, the more you’ll pay in premiums. One of the primary factors that contribute to higher risk is age. Statistics show that the older you are the more likely you to become disabled, so getting your buyer disability insurance today means that you will pay less in premiums and be protected for longer in your lifetime.
Look for Unisex Rates
Because women are more prone to develop a disability they pay higher disability insurance rates than men, the disability rates they pay are higher than those men pay. The more common disabilities in women are rheumatism and arthritis, followed by cancer, heart disease, mental health, and diabetes. It’s important to find a provider that will offer unisex rates fit for your financial needs, and we are here to help you do that. We look through hundreds of insurance providers to find a buyer disability insurance policy that best suits your needs and your lifestyle.
Choosing Your Buyer Disability Insurance
Finding the right insurance provider can be difficult. This is particularly true if you have never bought disability insurance before. You need to make an informed decision regarding the policy and coverage terms available to you, but how do you do that? We can help. In our many years in business, we’ve helped many professionals like you find the peace of mind they deserve through a perfectly matched disability insurance policy. We work with insurance companies that you know and trust and provide you with expert guidance throughout every step of the process.
Ready to get the protection that only buyer disability insurance can provide? Take control of your financial future – call us today at 1-877-221-6198 or use the form on this page.
Comments are closed.