If you work as a civil servant, you serve your community in any number of ways. You also earn a respectable salary for your efforts. The average in the US is somewhere between $30,000 and $125,000. This allows you to meet your financial obligations – you have to pay for your mortgage, for your vehicles, for your children’s education, for utilities, and more. The problem is that a single disability could leave you without the finances needed to pay those bills. What will you do then? Civil servant disability insurance helps ensure that this does not happen to you.
Realizing You Are at Risk
For too many professionals in America, the thought of disability is tied to the idea of being physically injured. Yes, that does happen, but it’s not as common as you might think, particularly when it comes to disabilities that leave you unable to work for weeks or even months.
The real leading causes of disability in the United States are medical conditions like cancer and heart disease. In fact, one in three Americans will be disabled and unable to work before they reach the age of retirement. Civil servant disability insurance can help prevent you from becoming a statistic.
Choosing Your Policy
Civil servant disability insurance protects you by ensuring that you have access to a stream of income while you’re out of work. These payments will be based on your average annual income, and can be used for anything you need.
The key to benefiting from those financial payments is choosing the right disability insurance policy. Each insurer is different, and charting your course forward requires that you compare your options on a side-by-side basis. That can be very hard to do on your own, but we can help.
We work with clients just like you to obtain quotes from leading national insurance companies, compare coverage areas, compare insurance rates and costs and more. We’ll even be happy to offer guidance to ensure you make the best decision.
Call us today at 1-877-221-6198 or use the form on this page to get started.