Your Comptroller Income Matters
As a comptroller, you have significant responsibilities when it comes to your employer’s accounting and financial reporting. You might work with an enterprise-level business, operate a consultancy, or even own your own business. Depending on your employment situation, you probably earn somewhere between $35,000 and $94,000 per year.
Based on that income, you can make your car payments, your mortgage payments, pay for your children’s education, and the like. You may also support business needs with that income. The problem is that if you become disabled, all that comes crashing down. Comptroller disability insurance can help.
How Disabilities Threaten You
Not convinced that a disability might lie in your future? Not sure how you could even become disabled in the first place? Chances are good that you’re thinking about disabilities due to physical injuries.
Those can and do happen – you could be injured doing something as simple as mowing your lawn. However, the real culprits here are medical conditions like heart disease and cancer, things that you cannot guard against by being cautious and careful. Up to one-third of all working Americans will experience a disability before they reach retirement age. How will you cope with that? Comptroller disability insurance protects you.
How It Works and Choosing Your Policy
Disability insurance works quite simply – it ensures that you have a stream of income based on your average annual salary if and when you become disabled. That money is yours. You can use it however you need to in order to ensure financial stability for your family.
Choosing the right disability insurance policy is more complicated, though. It requires that you compare your options, including quotes on disability insurance rates and costs, coverage areas, disability definitions, and much more. We can help you do that. Our sole goal is to ensure that professionals like yourself can compare quotes from top-rated national insurance companies, and obtain the financial protection necessary for peace of mind.
How much coverage do you need?
The first step to finding out how much coverage you will need is to determine the minimum amount necessary for your living expenses monthly. Then, add the other sources of your monthly income without your salary such as an employer’s group disability insurance, your savings, etc.
The coverage of your disability insurance policy should be close to the difference between your monthly expenses and your expected income. It’s the amount that should be replaced by the monthly benefit from your comptroller disability insurance.
How Your Disability Insurance Rates Are Formed
Insurance companies group occupations into specific classes based on documented risk for a particular job. These classes look at the hazards of your job and the difficulty returning to work following a long or short-term disability.
When you review disability insurance policies, it’s important to understand what specialty you are being classified as. The difference in rates can be substantial so it’s important to be classified in the correct category. We can help you get a better understanding of this process and find the rates you’re most comfortable with.
We Can Help You Find the Best Coverage
We want to ensure you have the financial stability you need which is why we work with insurers across the nation to give you the protection you deserve. When you work with us:
- You’ll be able to review rates from the leading providers of disability insurance to make an informed comparison and a sound decision.
- We quote all the major disability insurance carriers from the US to ensure that you’re getting the best possible coverage, at a rate that’s right for you.
- We’ll help you learn more about the disability options available to protect your income and ensure you get the peace of mind and financial stability that you deserve.
Own Occupation and Any Occupations
Remember how many years you’ve spent to become a comptroller? Imagine after all those years of building your career you become injured and unable to perform your work tasks. This would be devastating but it can be prevented by purchasing a disability insurance policy.
When you get your disability insurance, you can choose to get own occupation or any occupation disability insurance policy. Own occupation disability insurance policy will provide you with monthly benefits in case your disability prevents you from doing tasks in your medical field. Any occupation disability insurance policy, on the other hand, will pay out benefits in case you are unable to perform any job, not only the one in your field.
Buy a Disability Insurance Policy While You’re Young
The price of your disability insurance policy depends on the risk of you filing an insurance claim and one of the main factors that contribute to being graded as a higher risk person is your age. Statistics show that the older you are the more likely you are to become disabled, so the premiums you will pay get higher as time goes on.
You can buy disability insurance today and save money in the long-term. Each year you age is more money you’ll be paying out in premiums. Contact us today to get started with your comptroller disability insurance.
Why You Need Us
It’s not as simple as choosing the first policy you encounter. You need to make an accurate comparison and an informed decision between insurance companies. This is because insurers, insurance coverage, disability rates, and even covered items can vary dramatically.
When you compare comptroller quotes from disability insurance companies, consider things like the stated minimum and maximum benefit percentage, the optional coverage items, and even the company’s reputation for customer service.
That’s where we can help. We specialize in helping you compare disability rates and covered items, disability definitions and durations, and other important criteria. Our goal is to ensure that you’re able to make an informed decision and find the peace of mind you need.
Get in touch with us today at 1-877-221-6198 or use the form on the right of this page to contact us.