Copywriter Disability Insurance Service
As a copywriter, chances are good that you enjoy a decent salary in exchange for your expertise. The average salary for a copywriter in the US falls somewhere between $27,000 and $56,000 per year depending on your experience and specialty, and that money plays a central role in ensuring that your family can meet its financial obligations. However, if you were ill or injured and unable to work, what would happen? Copywriter disability insurance can help ensure that doesn’t happen.
Do You Really Need Disability Insurance?
Not convinced that copywriter disability insurance is important for you and your family? If you were injured or sick and unable to work for a period of time, what would the impact on your family be? How would you pay your mortgage payment? How would you pay for your children’s education or your car payments?
It’s also important to understand that you run a much higher risk of disability than you might imagine. Most people equate disability with danger in the workplace, but the truth is that most disabilities stem from medical conditions that can affect anyone, of any age, at any time. For instance, cancer and arthritis can affect you in dramatic ways and are not tied to your occupation. Copywriter disability insurance can ensure that these conditions do not harm your family’s financial future.
How It Works
So, how does copywriter disability insurance work? It’s actually pretty easy to understand. Your policy will kick in when you have been out of work for a specified period of time due to a qualifying disability. You’ll then receive a percentage of your average monthly income, which can be used for anything you need.
Who Needs Disability Insurance
Disability insurance is a vital asset to have in your life, regardless of your profession or income size. However, having copywriter disability insurance is that much more important if:
- You’re the breadwinner of the family
- You have a debt to pay off
- Your employer doesn’t provide any or provides only limited coverage
- You’re self-employed
Getting disability insurance can help you offset some of the risks your job carries. It will protect your financial stability and give you a source of income if you’re unable to produce one yourself. Get copywriter disability insurance and protect yourself and your financial interest today.
Your Job Affects Your Rates
As a copywriter, your most valuable asset is your arms. If you injure any of them in any area, you won’t be able to keep working and producing a profit. This is a concerning fact considering more than half of the broken bones in adults in the US happen to arms. You have to be prepared and protect your income, and this can be done only through disability insurance.
Look for Unisex Rates
Statistics show that women are more prone to developing a disability that will prevent them from working full time. The most common disabilities women experience rheumatism and arthritis, but the more serious ones are cancer, heart disease, mental health, and diabetes. As a result, the premiums calculated for women’s disability insurance policies are higher than those for men.
According to a study, women have stated that experiencing a disability would be “somewhat devastating” to their family’s finances. Many also said they worry that their cash reserves would last less than a month if they couldn’t work. This shows the importance of disability insurance and how it can help with a family’s finances.
Why You Need Us
It’s not as simple as choosing the first policy you encounter. You need to make an accurate comparison and an informed decision between insurance companies. This is because insurers, insurance coverage, disability rates, and even covered items can vary dramatically.
When you compare comptroller copywriter quotes from disability insurance companies, consider things like the stated minimum and maximum benefit percentage, the optional coverage items, and even the company’s reputation for customer service.
That’s where we can help. We specialize in helping you compare disability rates and covered items, disability definitions and durations, and other important criteria. Our goal is to ensure that you’re able to make an informed decision and find the peace of mind you need.
How Can We Help?
When you come to us for help with your disability insurance, we go to work on your behalf immediately. We work with leading insurance professionals throughout the country to make sure you find the coverage you need. With us, you can:
- Review rates from some of the leading providers of individual disability insurance throughout the US.
- Get quotes from all major insurers in the US that currently offer disability insurance products in your specific geographic area.
- Learn about your options when it comes to disability insurance and how it can benefit you in the event that you’re injured and unable to work.
Of course, it’s more complicated than that. Not all insurers have the same definition of disability. Not all insurers offer the same percentage of your average monthly pay. You need to make an informed comparison and then choose the right option for your needs. We can help. Call us today at 1-877-221-6198 or use the form on this page.
