Are you a dermatologist with your own practice? If so, your income is responsible for supporting not just your family’s lifestyle, but also your practice. You likely earn between $120,000 and $250,00 per year, and most of that money is needed to ensure that your office continues to operate, and that your family’s financial obligations are met. If you were unable to work for a period of time, it could have dire consequences. Dermatologist disability insurance can help reduce that potential.
Everyone Is at Risk for Disabilities
Think that disabilities are only worrisome for those with dangerous lifestyles or those in poor health? That’s not the case at all. In fact, everyone is at risk for experiencing short or long-term disabilities. In fact, just being close to the age of 40 means that you have a one in five chance of being disabled for a minimum of three weeks before you reach 65. What would happen to your family or your practice if that were to occur? Dermatologist disability insurance offsets that risk.
How Does Disability Insurance Work?
Dermatologist disability insurance is actually easy to understand but you need to understand all provisions of your policy. Once you have a policy in place, it will go into effect when you are out of work for a specified amount of time. You’ll be paid a percentage of your monthly income during your disability, allowing you to pay your bills, and keep your office running even if you’re unable to work.
Of course, it’s important that you choose the right dermatologist disability insurance plan, and the right insurer. We can help here. We specialize in connecting medical professionals like you with trusted insurers across the US. We can also help you understand your options when it comes to plans, coverage types and more.
Ready to start the process? We’d love to hear from you – call us at 1-877-221-6198 or use the form on this page to get in touch.