Heavy equipment is a vital consideration in an incredibly wide range of industries, from construction to waste recycling, and most heavy equipment requires skilled operators. As a heavy equipment operator, chances are that you earn somewhere between $26,000 and $65,000 per year depending on your experience, specialization, training and other factors. Of course, that income plays a central role in your family’s financial stability – what would happen if you weren’t able to work for a period of time? How bad would the fallout be? Heavy equipment operator disability insurance can mitigate that risk.
Disability Risk and You
Think that you’re not at risk for a disabling condition? You might be young. You could take great care with your health, or you could be dedicated to physical fitness and following a good diet. The problem is that while those can reduce some of your risk factors, they don’t really guarantee that you’ll never be disabled. In reality, a full one-third of Americans will be disabled before they reach the age of retirement. This is largely because disabilities usually arise not from injuries and accidents, but from health problems and conditions – diseases like cancer and arthritis are two prevalent examples. What will you do if you find yourself with one of these conditions?
Disability Insurance Can Help
You don’t have to face the risk of disability without help. Disability insurance can provide you with a percentage of your average monthly income if you suffer a qualifying disability. However, benefiting from this protection is not as simple as signing on the dotted line. You need to make an accurate, informed comparison of the insurers available to you, the insurance plans on offer, the coverage areas, and the rates being charged before you decide.
We can make the process easier for you. We provide the ability to compare rates from top insurance companies in the United States, and can even offer guidance to help you find the right heavy equipment operator disability insurance policy for your specific needs.
Get in touch with us today by calling 1-877-221-6198, or use the form on this page to contact us.