Working as an oil rig worker is inherently dangerous, and you’re well compensated for that risk. The average oil rig worker salary for US citizens falls between $41,000 and $125,000 per year. The more dangerous your job on the rig and the more experience you have, the higher your salary is. From that salary, you need to pay for things like your mortgage, your car, and possibly things like your children’s education. What happens if you’re disabled and unable to work, though? Oil rig worker disability insurance can make sure that this does not negatively impact your quality of life.
Disability and Oil Rig Workers
Physical injury is a serious consideration for those who work on oil rigs, and you likely believe you are financially protected in the case of disability. However, the fact remains that most US workers who find themselves disabled are not injured – their disabilities are related to medical conditions. In fact, the leading causes of disability in the United States are cancer, heart disease and the like. Those threats are not covered under workers’ compensation laws, so where will you stand if you find yourself out of work because of something similar? Oil rig worker disability insurance protects you from this fate.
The Disability Insurance Process
Once you purchase an oil rig worker disability insurance policy and experience a qualifying disability while missing a minimum amount of work, your insurer will begin paying you based on your average monthly income. Those payments can be spent for whatever you need, whether it’s on your utility bill, to make a car payment, to buy groceries, or something else. It’s really that simple.
Of course, you do need to make sure you choose the right oil rig worker disability insurance policy. We make it simple to compare your options from highly rated US insurance companies, including coverage areas and amounts, disability definitions and more.
Ready to protect your family and your finances? Call us today at 1-877-221-6198 or use the form on this page to contact us.