Why You Need Paralegal Disability Insurance
As a paralegal, you provide vital help for attorneys, as well as their clients. The chances are that you earn somewhere between $26,000 and $64,000 per year in exchange for your efforts, providing you with the means to meet your family’s financial obligations. From that income, you make mortgage payments, car payments, and have other regular expenses to take care of. You might need to pay for your children’s tuition. You might even have business-related costs, as well. What happens to your ability to meet those obligations if you were out of work due to an injury or illness for a while? Paralegal disability insurance can help you make it through.
Why Worry about Disability?
You might assume that because you’re a paralegal and not part of a high-risk occupation, that your chance of sustaining a disability is lower than for others. That’s not the case. This is because most disabilities are not related to workplace injuries. Instead, they’re related to medical conditions that can strike anyone, at any time. Think cancer and heart disease, or diabetes and arthritis.
You’re at as high of a risk for those conditions as most other Americans, one-third of which will be disabled before they reach retirement. Paralegal disability insurance can help make sure this does not harm you, your family, or your business.
How Paralegal Disability Insurance Works
To start receiving benefits through your insurance policy, you’ll first need to purchase paralegal disability insurance policy from an insurer and develop a qualifying disability (a condition that meets your insurer’s definition of “disability”) that forces you out of work for a preset time. Once that happens, your insurer will start paying you based on your average monthly income.
With that in mind, you need to make sure you’ve chosen the right paralegal disability insurance policy. That requires an in-depth comparison that most people find it challenging to make. We can help. We allow you to compare disability insurance quotes from leading US insurers, as well as insurance rates, coverage areas, and more.
How Disability Insurance Premiums Are Calculated
Every insurance company ranks the factors to determine the cost of a policy – age, gender, income, the health of the individual, location, and specialty. Each of these factors has specific criteria and formulas that determine your paralegal disability insurance policy’s overall cost. Before you settle for one particular insurance policy, check with all insurance providers to make sure you chose the right one that offers the best conditions and rates.
The real issue here is that it can be challenging to compare your options regarding paralegal disability insurance policies. We can help simplify the process and allow you to compare quotes, coverage areas, and insurance policies to make an informed decision.
What Can We Help You Do?
When you come to us for help with your paralegal disability insurance, we go to work for you as soon as possible. We have years of experience in this area and work tirelessly with experienced professionals, so we can quickly help you find the coverage you need. By working with us, you can:
Be able to review rates from some of the leading providers of individual disability insurance.
Get quotes from all major insurers in the US that currently offer insurance products in your specific geographic area.
Learn more about your options when it comes to your disability insurance and how it can benefit you in the event that you’re injured and unable to work.
The Need to Compare Options
When you have disability insurance and experience a qualifying disability, your insurer will pay you based on your average annual income. That money is yours to spend as you see fit, but it’s still crucial that you compare disability insurance quotes and make an informed decision about the insurance policy you choose.
You need to compare many things when purchasing disability insurance. The cost of the policy is one of those, but you also need to consider others, such as the reputation of the insurer, the definition of disability the insurer follows, and more.
Finding The Right Paralegal Disability Insurance
It’s not easy to choose the most suitable disability insurance policy that will protect your income should you become disabled. Insurance companies offer different versions of insurance that they consider would be most attractive to their target consumers. We can help you find the coverage you need to ensure your financial stability and peace of mind.
With our assistance, you can compare quotes and coverage options from top-ranked insurers across the United States. When you turn to us for help with your paralegal disability insurance, we make sure to include you in every step of the process. We work with you so you can understand not just the insurer options, but also your options in coverage terms and other considerations.
We can help you make sense of your options when it comes to disability insurance companies. Not all of them are the same, nor are all disability insurance policies identical. We help you compare your options from the top-rated insurers in the US and arrive at an informed decision.
Ready to protect your family’s financial future? Call us today at 1-877-221-6198 or use the form on this page.