What is Real Estate Appraiser Disability Insurance
Your income is instrumental in ensuring that you can pay your mortgage or rent payment each month. It helps ensure that you can pay your car payment, pay for your health insurance, utilities, groceries, and more. What would happen to that income if you were ill or injured and unable to work, though? Most people wouldn’t be able to go through several months without their regular income.
However, when you buy disability insurance, you create a safety net in case you become disabled. Your real estate appraiser disability insurance policy will provide a steady flow of income per month as a replacement for the income you lose while being unable to work.
The Need For Real Estate Appraiser Disability Insurance
Real estate appraisers play critical roles in the sale and purchase of a property. You may specialize in residential properties, commercial properties, industrial properties, multifamily properties, or any combination of those. As a real estate appraiser, you will earn between $40,000 and $100,000 per year, and that income will go to support your family, and possibly your business.
A number of expenses will come out of your annual earnings. Your mortgage and car payments are obvious. You also have debt – credit card debt and student loan debt are two common issues. You could have any number of other expenses, too, including the cost of your children’s education.
How do you intend to meet those expenses if you are disabled and unable to work? The answer is through real estate appraiser disability insurance. You can compare disability insurance quotes through us now, so you have a plan in place when disaster strikes.
Do Other Insurance Policies Protect You?
You may think that health insurance is enough to protect you and your lifestyle in times like these when that is not the case. While health insurance does provide a certain level of coverage, this coverage is limited only to the medical costs resulting from a disability such as doctor visits, rehabilitation costs, surgery, hospital stay and so on. However, you won’t receive compensation for your lost income through your health insurance, so you won’t have a way of maintaining your current lifestyle without your basic source of income.
None of the other types of insurance provide coverage for your lost income either. If you were to become disabled without a source of income, you would have no way of covering your rent, utilities, or other regular costs. But all of this can be solved with disability insurance. A real estate appraiser disability insurance policy will replace the income you lose while being unable to work.
What Can We Help You Do?
When you turn to us for help with real estate appraiser disability insurance, we go to work on your behalf immediately. We have skilled professionals with years of experience in the area, so we can quickly help you find the coverage you need. With us, you can:
- Review rates from some of the leading providers of individual disability insurance.
- Get quotes from all major insurers in the US that currently offer insurance products in your specific geographic area.
- Learn more about your options for real estate appraiser disability insurance and how it can benefit you in the event that you’re injured and unable to work.
How It All Works
Not sure how disability insurance protects your financial standing? It’s simple. If you’re forced to miss work due to a qualifying disability, then your insurer will pay you based on your average annual salary. You use that money to meet your financial obligations. That’s all there is to it.
Of course, it’s important that you compare real estate appraiser disability insurance quotes, but also coverage options, maximum and minimum benefit percentages, exclusions and other elements before buying a policy. We can help here.
We have years of experience in helping professionals like you find the protection needed. We can provide you with quotes from leading US insurance companies, and even offer advice and guidance to help you move forward.
Your Chance for Disability
Think that disaster won’t strike you because you’re young? Think you’re safe because you believe you’re healthy? The fact is that one-third of all Americans will eventually find themselves unable to work due to a disability before they can retire.
What’s more, the leading causes of disability in the US have nothing to do with physical injury. They’re related to medical conditions over which you have little or no control – think cancer and heart disease. By comparing real estate appraiser disability insurance quotes today, you can protect yourself and your family tomorrow.
Buy a Disability Insurance Policy While You’re Young
Disability insurance policies are priced based on the risk of you filing an insurance claim. The higher your risk, the more you’ll pay in premiums. One of the primary factors that contribute to higher risk is your age. The older you are, the more likely you are to become disabled. You can save money in the long-term by purchasing coverage today because every year you age is more money you’ll be paying out each month or year in premiums.
Look for Unisex Rates
In general, women pay higher disability insurance rates than men. A recent study has shown that women are more likely than men to develop a disability that prevents them from being able to work full time and as a result, the premiums calculated for women are higher than the ones for men.
Rheumatism and arthritis are the most common disabilities in women, followed by cancer, heart disease, mental health, and diabetes. Women reported that experiencing any of these disabilities would be “somewhat devastating” to their family’s finances. Many of the participants in the study said they worry that their cash reserves would last less than a month if they couldn’t work.
Call us today at 1-877-221-6198 or use the form on the right side of this page to get in touch. Working with us you’ll be able to review quotes from over 15 individual disability insurance providers.