Why Surveyor Disability Insurance?
Whether you work for the city, the county, or for a private company, surveyors provide essential services throughout the year. In return, you earn between $32,000 and $83,000 annually. From that, you need to pay for your family’s financial obligations – you have a monthly house payment to make, monthly car payments, health insurance payments, tuition payments, and more. Being forced to miss work could spell financial disaster, but surveyor disability insurance protects you.
Surveyor disability insurance is designed to activate when you have been out of work for a specific amount of time and provides you with a supplemental stream of income to replace the one you’ve lost due to injury or illness. In short, disability insurance is a lifeline – a safety solution that ensures that no matter what other crises you might face, you do not have to worry about being unable to meet your financial obligations.
Disabilities Can Strike When You Least Expect
Most of us don’t really think much about becoming disabled – those are worries for other people, not for us. We’re healthy and fit, right? Actually, that’s not the truth. Everyone is at risk of becoming disabled. Heart disease, arthritis, cancer, and even back pain can strike anyone, at any age, and in any health condition. What will you do if you’re forced to miss a significant amount of time at work due to an unexpected disability? Surveyor disability insurance helps you avoid that prospect by providing a steady stream of income if you are unable to work.
Other Insurance Doesn’t Protect You
Many people assume they have some form of protection such as their health insurance but sadly, that’s not the case. You cannot count on compensation from your health insurance nor worker’s compensation insurance, as most disabilities are incurred outside the workplace.
Where does this leave you? Without some sort of protection, you could find yourself faced with draining your savings and retirement accounts and then still struggling to pay your bills. That’s why we work with top-rated insurance companies across the nation that offer a wide range of disability insurance products. We can help you make sense of your options, compare rates, and find the right insurance provider for your specific needs.
What Can We Help You Do?
When you come to us for help with your surveyor disability insurance, we go to work for you as soon as possible. We have years of experience in this area and work with experienced professionals, so we can quickly help you find the coverage you need. By working with us, you can:
- Be able to review rates from some of the leading providers of individual disability insurance.
- Get quotes from all major insurers in the US that currently offer surveyor insurance products in your specific geographic area.
- Learn more about your options when it comes to your surveyor disability insurance and how it can benefit you in the event that you’re injured and unable to work.
Understanding the Protection Offered by Surveyor Disability Insurance
Surveyor disability insurance ensures that if you are disabled, you are not without at least some form of income. In a qualifying situation, your insurer will pay you a percentage of your average annual income. That money can be used to pay for your financial obligations and stay on track.
It all starts with choosing the right disability insurance policy and the right insurer, though. You have many options, and they’re not all the same. We can help you compare insurers, disability insurance rates, and coverage areas, disability definitions, and other factors to arrive at an informed, accurate decision.
How Your Rates Are Calculated
Insurance companies group occupations into specific classes based on documented risk for a particular job. These classes look at the hazards of your job and the difficulty returning to work following a long or short-term disability.
Every insurance company ranks the factors to determine the cost of a policy – age, gender, income, the health of the individual, location, and specialty. These factors are analyzed carefully to determine the overall cost of occupational disability insurance. There are many insurance providers offering surveyor disability insurance, so before you settle for a certain insurance policy, check with all providers to make sure you chose the right one.
Buy a Surveyor Disability Insurance Policy While You’re Young
The premiums you pay for your surveyor disability insurance depend on the risk of a disability happening to you. The higher the risk, the higher the premium of your insurance policy will be.
One of the primary factors that contribute to being marked as a higher risk person is your age. Statistics show that the probability of you being disabled increases with age which means that the later you get disability insurance, the higher the premiums you will pay. Therefore, you can save money in the long-term by purchasing coverage today. Each year you age is more money you’ll be paying out each month or year in premiums.
Finding Surveyor Disability Insurance
It’s not easy to choose the most suitable disability insurance policy that will protect your income should you become disabled by illness or injuries. Insurance companies offer different versions of disability insurance that they consider would be most attractive to their target consumers. We can help you find the coverage you need to ensure your financial stability and peace of mind.
With our assistance, you can compare quotes and coverage options from top-ranked insurers across the United States. When you turn to us for help with your disability insurance, we make sure to include you in every step of the process. We work with you so you can understand not just the insurer options, but also your options in coverage terms and other considerations.
Our sole goal is to ensure that you have the financial protection you need for peace of mind. We invite you to get in touch with us today – call us at 1-877-221-6198 to learn more, or use the form on this page to reach out.