Ophthalmologists are responsible for providing outstanding patient care and ensuring positive health outcomes. While you might earn between $200,000 and $300,000 per year as an ophthalmologist, do you have the financial stability needed to withstand a prolonged period in which you were unable to work?
Chances are good that you do not. Your patients would suffer without access to your care, and you and your family would suffer without the income your practice generates. Comparing ophthalmologist disability insurance rates can help you find the protection you need.
What You Need to Know about Ophthalmologist Disability Insurance Rates and Policies
For ophthalmologists, making an informed choice when it comes to disability insurance is crucial. Understand from the beginning that most disabilities are not due to injuries, but are the result of diseases and medical conditions, such as back pain, cancer, heart disease, diabetes, and even arthritis. The aging process alone gives you a 21% chance of experiencing a minimum three-week long disability by the time you turn 65.
If these conditions were to affect you, it might mean missing a significant amount of time at work. That would eliminate your ability to meet financial obligations – you would find it difficult or impossible to pay your mortgage payment, school loan payments, or for your children’s tuition. Comparing ophthalmologist disability insurance rates helps you gain the protection you need.
When choosing disability insurance, you need to make an informed comparison. You’ll also find that many different insurance companies offer this type of coverage, but they’re far from being identical.
We can help you make sense of your options. We’ve worked with high-income medical professionals like you for many years, and we specialize in helping you compare ophthalmologist disability insurance rates, coverage areas, terms and more so you can make an informed decision.
Contact us today by calling 1-877-221-6198 or by using the form on this page.